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What Are the Minimum Liability Insurance Requirements for California Private Passenger Vehicles (California Insurance Code §11580.1b)?
•$15,000 for injury/death to one person.
•$30,000 for injury/death to more than one person.
•$5,000 for damage to property.
California Auto Liability insurance compensates a person other than the policy holder for personal injury or property damage. Comprehensive or collision insurance does not meet vehicle financial responsibility requirements.
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What Are the Types of California auto insurance Financial Responsibility?
•Motor vehicle liability insurance policy.
•Cash deposit of $35,000 with DMV.
•DMV-issued self-insurance certificate.
•Surety bond for $35,000 from a company licensed to do business in California.
For information regarding cash deposits or self-insurance, contact the DMV Financial Responsibility Unit at (916) 657-6520.
What Are the Consequences of Driving a Vehicle With a California Suspended Registration?
In addition to the vehicle registration suspension, you may:
•Have your vehicle impounded.
•Be personally liable for damages, if you are involved in a collision.
What steps can I take to reduce my California auto insurance rates? A car insurance company in California may often discount their rates in order to encourage good driving practices and the use of safety and security precautions.
Relax knowing that we are here to help you sort out your options for California High Risk Car Insurance