What steps can I take to reduce my CA Automotive Insurance rates? A car insurance company in California may often discount their rates in order to encourage good driving practices and the use of safety and security precautions.
Depending on the California insurance company, you can often lower your rates from 5 to 55 percent. Sometimes the investment you make in your vehicle is worth the discount, and sometimes it’s simply worth some peace of mind.
For example, the purchase of anti-lock brakes merits a discount from nearly every insurer, but the discount probably will not pay for the brakes which cost several hundred dollars during the normal life of your vehicle. Anti-lock brakes are touted, nonetheless, as a life-saving feature and deserves serious consideration when safety is a top priority.
Insurers generally offer discounts for: Safety Features Anti-lock brakes, air bags and passive restraint systems i.e., automatic seat belts. Defensive Driving Clean violation record, driver’s education courses for teenagers and defensive driving or accident prevention courses for adults insurance discounts for the latter are required in some states.
Security Systems Alarms, electronic locks, VIN etching and automotive disabling devices. Changing The Driving Habits Try commuting by public transit, using a company vehicle for work-related travel and car-pooling.